National Flood Insurance Program

The National Flood Insurance Program has been established to provide protection for homeowners in flood-prone areas, such as Naples, Florida. This program offers coverage for damages caused by flooding, as most standard homeowner's insurance policies do not provide this type of coverage. The program is administered by the Federal Emergency Management Agency (FEMA) and is available to homeowners, renters, and business owners in participating communities. It aims to reduce the financial burden of flood damage on individuals and communities and encourages the purchase of flood insurance to mitigate the impact of flood events. To access the program, individuals must meet certain eligibility requirements and pay affordable premiums based on their flood risk.